www.providianreview.com

Providian Card

Headquartered in San Francisco, Providian Financial Corporation is a leading provider of credit cards to mainstream American customers. It is traded on the New York Stock Exchange under the ticker symbol PVN.

Providian Financial (providian card) spun off from Providian Corporation and became an independent company on June 10, 1997, and has been a top ten bankcard issuer in the U.S. since 1998. The Company currently has more than 3,500 employees and more than 10 million customer accounts.

Online banking at www.Providian.com
• Providian Real Rewards’ is a new and different kind of rewards program. It rewards cardholders for all the different ways they use their card — making purchases, carrying a balance, and even paying on time. And Real Rewards provides customers with a variety of ways to redeem their reward points, including merchandise, restaurant discount cards, airline travel, and even the ability to use points to lower the APR on their account. More ways to earn points; more ways to redeem points — it’s that simple.

• Interest Rewards is designed especially for cardholders who prefer cash rewards for maintaining a balance. It allows customers to earn a 10 percent cash rebate on interest they’ve paid each year — a check is sent automatically after their enrollment anniversary date.

• Cash Rewards allows cardholders to earn a full 1 percent cash back on all purchases made with their card. Checks are mailed automatically after their enrollment anniversary date.

• Travel Rewards is designed for people who love to see the sights. Cardholders earn points for purchases — 1 point per dollar, redeemable for discounts on air travel on all domestic and international airlines (subject to availability) or for merchandise.